Shivang Financial Solutions

Shivang Financial Solutions Franchise

Brand & Franchise Snapshot

Brand Name: Shivang Financial Solutions

Industry: Financial Services

Business Category: Finance Advisors & Loan Distribution (DSA Model)

Founded Year: 2014

Franchise Started: Represents expansion through channel partners

Total Franchise Outlets: 50 – 100

Estimated Investment: INR 10,000 – 50,000

Franchise Fee: Typically covers onboarding, training, and access to lender network

Royalty Fee: Usually represents a revenue-sharing structure with the franchisor

Space Requirement: 100 – 150 sq. ft.

Staff Requirement: 1–3 people for client handling and documentation

Expected Payback Period: 1 – 6 months

Understanding the Brand

Shivang Financial Solutions operates in the loan distribution and financial advisory segment, functioning as a Direct Selling Agent (DSA) for banks and non-banking financial companies (NBFCs). It is part of the broader financial services franchise category, where revenue is generated by connecting borrowers with lenders.

The business serves individuals and businesses seeking loans, including home buyers, entrepreneurs, and salaried professionals.

2. Operating Concept

The business works as an intermediary between loan applicants and financial institutions.

Customers approach the franchise outlet for financing needs. The franchise partner evaluates requirements, collects documents, and submits applications to partner banks or NBFCs. Once the loan is approved and disbursed, the franchise earns a commission.

Daily operations include:

• Client consultation and eligibility assessment
• Documentation and application processing
• Coordination with lenders
• Follow-ups until loan disbursement

Revenue is generated through commissions on successfully processed loans.

3. Products or Service Categories

The service portfolio includes multiple loan products:

• Home Loans

Financing for residential property purchase

• Mortgage Loans

Loans against property

• Business and Personal Loans

Secured and unsecured financing options

• Loan Against Industrial or Commercial Property

Funding for business-related assets

• Machinery Loans

Financing for equipment without collateral in some cases

• Overdraft and Credit Facilities

Working capital support products

This range allows franchisees to cater to diverse financial needs.

4. Franchise Partnership Structure

The franchise operates as a channel partner within a financial distribution network.

• Franchise partners act as local loan advisors and sourcing agents
• The company provides access to multiple lenders and product options
• Franchisees handle client acquisition, documentation, and follow-up
• The franchisor supports with policies, lender coordination, and training

The relationship is commission-driven, with earnings tied to successful loan closures.

5. Investment and Startup Costs

The entry cost is relatively low compared to most franchise models.

Estimated Investment: INR 10,000 – 50,000

• Covers office setup, basic infrastructure, and initial marketing
• Franchise fee typically includes access to lender network and onboarding
• Earnings are commission-based rather than product sales

Working capital requirements are minimal since inventory is not involved.

6. Outlet Setup Requirements

The infrastructure requirement is minimal.

Space: 100 – 150 sq. ft.

Location: Commercial areas, small offices, or shared workspaces

Setup Needs

• Desk and seating for client meetings
• Computer with internet access
• Documentation and communication tools

Staffing

Small team or single-operator model

The business can operate efficiently with a compact office setup.

7. Franchise Support Systems

Franchise partners receive operational and product-related support.

• Training on loan products and lender policies
• Guidance on documentation and application processing
• Assistance with onboarding and initial setup
• Marketing support for local lead generation
• Ongoing coordination with banks and NBFCs

These systems help franchisees understand financial products and improve conversion rates.

8. Revenue Model and Profit Drivers

Income is generated through commissions from financial institutions.

Key drivers include:

• Volume of loan applications processed
• Conversion rate from application to disbursement
• Range of loan products offered
• Ability to build client referrals and repeat business

The model benefits from low operating costs and recurring demand for financial services. Faster deal closures can improve cash flow and profitability.

9. Brand Background and Expansion

Established in 2014, the company operates as a financial intermediary with a network of lender partnerships. The existing franchise network indicates active expansion through channel partners across multiple regions.

Growth is driven by increasing demand for retail and business financing.

10. What Makes This Franchise Different

Unlike traditional financial advisory businesses that rely on a limited number of lenders, this model provides access to multiple banks and NBFCs under one system.

This multi-lender approach allows franchisees to match clients with suitable loan products, improving approval chances and operational efficiency.

Advantages of the Franchise

• High demand for loans across customer segments
• Low investment and minimal infrastructure
• No inventory or stock management required
• Commission-based scalable income model
• Opportunity to build repeat and referral business
• Support from centralized lender network

11. Who Should Consider This Franchise

This opportunity is suitable for:

• First-time entrepreneurs seeking low-cost entry
• Individuals with sales or finance background
• Professionals looking for part-time or full-time income
• Small office-based business operators
• Entrepreneurs interested in financial services

13. Similar Franchise Opportunities

Investors exploring this segment may also consider:

• HDFC Bank (DSA partnerships)
• Bajaj Finserv
• Paisabazaar
• IndiaMART (lead generation for finance)
• LoanTap

These platforms and institutions operate in the financial services ecosystem, offering comparable opportunities in loan distribution and advisory services.