What
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Where
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At a glance
1 Lakh - 2 Lakhs
Investment Range
11 - 25
Franchise Count
101 - 500 sq.ft
Area Required
6 - 12 months
Payback Period
8
Years in Franchising

About the brand

Onepay Utility Solution Franchise

Brand & Franchise Snapshot

Brand Name Onepay Utility Solution
Industry / Business Category Online Travel & Utility Services
Founded Year 2017
Franchise Started 2017
Total Franchise Outlets 10–20
Estimated Investment INR 10,000 – 2 Lakh
Franchise Fee INR 50,000
Royalty Fee 2%
Space Requirement 150 Sq.ft
Staff Requirement Minimal; typically 1–2 operators per outlet
Expected Payback Period Less than 1 year

1. What is Onepay Utility Solution?

Onepay Utility Solution is a retail and online service platform providing consumers access to multiple daily services from a single neighborhood outlet. It operates in the digital services and utility payments industry, allowing payments for utilities, mobile/DTH recharge, banking, travel bookings, and identity services. Its franchise model fits within the broader category of neighborhood service and digital convenience centers.

2. How the Business Works

Franchise outlets act as local transaction points for consumers. Customers visit the store to pay bills, recharge accounts, book tickets, or process documents. Franchisees use a multifunctional terminal connected to service provider servers for real-time transaction execution. Revenue is generated from service commissions, transaction fees, and government-authorized receipts issued for verified services.

3. Products or Service Categories

Utility Payments Electricity, water, and other recurring household services.
Telecom & DTH Recharge Mobile top-ups, DTH subscription renewals.
Banking & Financial Services AEPS transactions, PAN card services, bill payments.
Travel Booking Tickets and reservations for domestic travel.
Multi-Service Platform Access Combines multiple provider services through a single interface.

4. Franchise Structure and Operating Model

Franchisees operate neighborhood stores equipped with a multifunctional terminal. Responsibilities include processing consumer transactions, maintaining compliance with service provider agreements, and issuing legally valid receipts. The franchisor provides terminals, system integration, and operational guidelines. Franchisees maintain service quality while ensuring accurate real-time transaction processing for all linked services.

5. Investment and Startup Costs

Estimated Investment INR 10,000 – 2 Lakh, covering terminal installation, initial operational setup, and minor refurbishments.
Franchise Fee INR 50,000 upfront.
Setup Costs Terminal, internet connectivity, point-of-sale infrastructure, branding materials.
Royalty 2% of transaction revenue. This is typical for service-based franchise models where recurring revenue is commission-based.

6. Space and Setup Requirements

Space Requirement Small retail area, 150 Sq.ft, suitable for neighborhood shops.
Location Preferences High-footfall localities in urban and semi-urban areas.
Equipment Needs Multifunctional terminal, internet access, and POS systems.
Staffing Considerations One to two trained personnel per outlet is sufficient.

7. Training and Franchise Support

  • Franchisee onboarding covering terminal usage, service execution, and transaction processing.
  • Access to operational manuals and service provider integration guidelines.
  • Periodic updates on new services, system features, and compliance requirements.
  • Support for troubleshooting and customer service issues.

8. Revenue Model and ROI Factors

Revenue is generated through commissions on utility payments, travel bookings, banking services, and other transactions. Repeat customer usage drives steady revenue. Margins depend on transaction volume and mix of services offered. The compact setup and low operating cost contribute to a payback period under one year, making it a rapid-return franchise model.

9. Brand Background and Expansion

Founded 2017
Franchise Start 2017
Network Size 10–20 outlets
Geographic Presence Urban and semi-urban neighborhoods in India
Expansion Goals Expand local franchise network and integrate additional consumer services into existing terminals.

10. What Makes This Franchise Different

Onepay Utility Solution integrates multiple consumer service offerings through a single neighborhood outlet with real-time digital processing. Unlike standalone recharge or utility stores, it combines multiple transaction types—payments, bookings, banking—through one terminal, creating a high-convenience local hub for daily consumer needs.

11. Key Advantages of the Franchise

  • Access to a growing market for neighborhood digital services
  • Scalable franchise model with low investment
  • Recurring revenue from multi-service transactions
  • Operational support including terminals, integration, and training
  • Rapid payback potential under one year

12. Who Should Consider This Franchise

  • Entrepreneurs seeking low-capital entry into digital services
  • Individuals with interest in neighborhood retail and utility services
  • Small retail investors looking for recurring commission-based income
  • Operators capable of managing a compact store and digital transaction systems

14. Similar Franchise Opportunities

  • PayPoint India – Multi-service payment and recharge outlets.
  • Oxigen Wallet – Utility payment and mobile recharge networks.
  • VPay Services – Digital payments and multi-service retail franchises.
  • BharatPay – Neighborhood utility and banking service outlets.
  • AxisPay Franchise – Digital payment and customer service franchise network.
Travel & Leisure Online Travel Services B2C Semi-Absentee Individual

Investment and financials

Cost overview
Investment range1 Lakh - 2 Lakhs
Franchise / Brand fee50,000
Royalty / Commission2%
Investment tierLow
Area required101 - 500 sq.ft
Staff required1 - 3
Setup complexitySimple
Business termLifetime
Renewal availableYes
Returns outlook
Expected monthly revenue
15,000 to 50,000 per month
Revenue levelModerate
Business modelB2C
Capital payback6 - 12 months
Capital sensitivityVery High

Investor fit profile

Operations
Operation modeSemi-Absentee
Location typeHome/Any
Home-based possibleYes
Can run part-timeYes
Primary customerIndividual
Market characteristics
SeasonalityMedium
Recession resistanceVery High
Digital integrationVery High
Years in franchising8 years
Avg units / year1.9
Expansion velocitySlow
Ideal for
First-time entrepreneur Salaried professional Retired individual Digital entrepreneur

Franchise support

Tax system inclusion
Franchise manuals
Head office support
Field assistance
IT systems included
Agreement template
Training and agreement details
Business term
Lifetime
Renewal available
Yes

Brand strength

8
Years Franchising
1.9
Avg Units / Year
Available on inquiry
Founded
B
Brand Tier
B
Tier B — Growing brand
A+Established AMature BGrowing CStartup
Growing Slow

Forefind rank history

#26#37#48#592020202120222023202420252020: #632021: #652022: #602023: #402024: #352025: #29
Current rank
#29
#29 of 63 in Online Travel Services
2025
Moved up 34 places since 2020
Based on Forefind scoring model

Licences and compliance

Required licences and registrations for operating this franchise in India. Requirements may vary by state and city tier.
IATA preferred
Setup complexity: Simple

Frequently asked questions

The franchise requires INR 10,000 – 2 Lakh, covering terminal, operational setup, and branding materials.

Franchisees run a local outlet processing digital transactions for utilities, banking, DTH, and travel bookings via a multifunctional terminal integrated with service providers.

A minimum of 150 Sq.ft in a high-footfall locality is sufficient to accommodate the terminal and customer area.

Expected payback period is less than one year due to low operating costs and recurring commission revenue.

Prospective franchisees submit a registration application, undergo onboarding, and receive terminal setup along with operational guidance and service provider integration support. ## 14. Similar Franchise Opportunities

Disclaimer: All scores, rankings, and estimates on ForeFind are independently produced editorial assessments using publicly available data and validated brand-submitted information. They are not verified facts, financial advice, or investment recommendations. Full Disclaimer.

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